pmsumner

The last 24 hours of my twitterings and tweetings.

• 10:03 Car being MOT'd today. Oh joy. Another wad of cash i'd rather not spend on it! #
• 12:07 Garages are almost universally depressing places to hang around. #

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I decided - in a concerted effort to get more paid off my credit card - to cancel my minimum payment direct debit and set up a standing order with a fixed amount every month.  This is good, as it means I will pay it off a little quicker.

This would have been a good plan, if I could have told the difference between November and December while setting up the standing order.  I've been thinking I've been a bit rich this month and couldn't figure out why.  Only when I went to the garage yesterday, and came back with a valid MOT certificate and a credit card receipt that said "Declined" on it (that's confusing enough as it is to me, they didn't seem to notice that the payment failed) did I investigate and discover my blunder.

More annoying than my mistake has been the slightly weirdass attitude of the credit card company.  I called up this evening as soon as I figured out what I'd done wrong and asked to make a payment by debit card to sort out the overdue amount (it's only overdue by about 3 days now) and was told that they couldn't take payments by debit card, but if I called the "collections" department then they could, however they don't open on Sundays.  Eh?  Why not take payments by debit card?  Any other payment method takes 3-5 days ish to get to them, or requires a trip to a branch of the associated bank branch.  If I'm offering to make a payment, take my money damnit!