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pmsumner at 08:14am on 08/06/2003
pmsumner at 08:14am on 08/06/2003Please. Let me stay? Let me hide out here for just a few minutes longer! Just another quick doze and I'll be ready to get up and face the world.
In other news, I got a week's worth of mail yesterday. We really need to get that services button fixed, but I don't know who to talk to about it! Depressingly enough, out of 8 pieces of mail, there are 3 that were important enough to justify opening and keeping. My payslip, a bill from O2 for £0.00 and a letter from HFC bank confirming that I owe them a ridiculous amount of money and how to pay it early if wanted.
My payslip - I had worries about my payslip because I was talking to Lyndsey at work and she said she got about the same amount as I did, but I shoulda got more because I had some holidays sold. I was wanting to check it before I shouted at anyone and am I glad I did! Student Loan Repayment - £165. Ouch. Not only do tax and National Insurance payments go through the roof when you get a good bonus payment, but Student Loans too.
Smegging grrrrrrrrr.
On a slightly more positive note, I am going to be happy today. I have a feeling that it's going to be a good day. As long as no nasty customers do anything to change my mind on that. I've actually been really quite happy at work for a while now. It's definitely a case of happiness from one part of life spreading throughout.
*pokes head under duvet again*
In other news, I got a week's worth of mail yesterday. We really need to get that services button fixed, but I don't know who to talk to about it! Depressingly enough, out of 8 pieces of mail, there are 3 that were important enough to justify opening and keeping. My payslip, a bill from O2 for £0.00 and a letter from HFC bank confirming that I owe them a ridiculous amount of money and how to pay it early if wanted.
My payslip - I had worries about my payslip because I was talking to Lyndsey at work and she said she got about the same amount as I did, but I shoulda got more because I had some holidays sold. I was wanting to check it before I shouted at anyone and am I glad I did! Student Loan Repayment - £165. Ouch. Not only do tax and National Insurance payments go through the roof when you get a good bonus payment, but Student Loans too.
Smegging grrrrrrrrr.
On a slightly more positive note, I am going to be happy today. I have a feeling that it's going to be a good day. As long as no nasty customers do anything to change my mind on that. I've actually been really quite happy at work for a while now. It's definitely a case of happiness from one part of life spreading throughout.
*pokes head under duvet again*
the ostrich song
(no subject)
OK stupid question time.
Here, we control the amount of monthly repatments..well to the extent that the owner of the loan says min/month is x, but then you choose to pay whatever above and beyond
Is it different there?
(no subject)
Loans for new Students taken out since 1998 throlugh the Student Loans Company are repaid through the tax and pay system. If you earn over £10k, they take 9% of whatever you earn over that.
The problem is, this is taken monthly. So if you have a big paycheque one month they take a big wad.
The system previous to 1998 is as you specify. However, you need to be earning over a certain limit before you start making the minimum payments. I don't know that that limit is, but if you don't make it, you can defer payments.
Re:
Yeah, I've heard about that. I wish the US had a system. You can defer here, but only once and usually only for six months-a year.
I thought about deferring while in Japan but diecided to save it for a time where I might need itmore
(no subject)
Unless I have the wrong end of the stick?
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depends on how you initially got your loans--mine were all private since I didn't qualify for gov't
(no subject)
How much did you borrow, how long do you pay it back for, and what do you pay a month?
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I graduated with about 17,000 -11,220 pounds I think--in loans (from a four year private school)and have gotten it down to 15,000 in two years without benefit of a decent job.
We have usually a ten year repayment time frame with min payments set by the lending co (not necessatily the one where the loan was issued)
I currently pay about 179 a month
(no subject)
Lots of money!
I'm so glad they just take a percentage of mine.
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better than a lot of my friends though. I went to a private school but had a scholarship for 1/3--would have been astronomical if not for that
(no subject)
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wonder what I would have gotten had I given a damn throughout HS
(no subject)
I mean, had I known that I coulda got a cheaper / free education I might have done some work for my A-Levels...
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you have the better idea of gap year, wish we had that here
what did you study at a levels?
(no subject)
I studied Physics, Mechanics, Computer Science and "General Studies" :) Tried to do German but gave that up as I was particularly crap at it. Or maybe too lazy.
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I hated physics when I took it in HS, and I must admit I have no idea what general studies are
(no subject)
http://www.nec.ac.uk/courses/product?usca_p=t&product_id=79&category_id=52
There's a decent description of it.
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should have guesses