posted by [identity profile] phil99.livejournal.com at 07:37pm on 16/07/2005
You said a lot there, and right now I'm in no state to respond to all of this. So I cherry picked this comment:

An overdraft is an exceptional state that they need to somehow turn around to make profitable

Is this not why they charge interest on overdraughts (generally)? Their o/d interest rates are WAY higher than their in-credit interest rates.

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